Buying Tip #2:Getting Pre-Approved

Anyone can be pre-qualified for a loan, but you want the be in the strongest negotiating position when making an offer on a home. That's why it is crucial for you to be pre-approved, which means a lender has reviewed your financial information, made you aware of how much you can afford, and how much they will lend you.

In the long run, you will be glad you took this step up front. There is nothing more deflating that running around looking at houses you can't afford. This will also allow time for you to shop around for the loan program that suits you best and the best interest rates. There is a lot of research to do at this juncture: learn about junk fees, processing fees or points and make sure there aren't any hidden costs or "sleeper costs" associated with the loan.

Remember to Educate yourself, means to Empower yourself!

Check out the video segment below from HGTV's 20 Best Kept Secrets for Buying and Selling that helps reiterate this point...

Contact me directly for additional Tips, Tricks, and Ideas to Ponder when it comes to Buying and Selling Real Estate.

Aimee Gabriel, Realtor
480-382-2128 Cell
aimeemgabriel@gmail.com